Cities served
- Cotonou
- Porto-Novo
- Parakou
- Abomey
Languages
FrançaisFonYorubaBariba
Regulator
ONMB-verified physicians · ARS partner network
Family plan · Benin Republic
One price. Whole household covered.
Transparent pricing in CFA. No surprise bills, no per-visit fees for what's included below.
Family plan
CFA 6,000
per month · billed locally
Per adult (2 adults)CFA 3,000/month
Per person (family of 4)CFA 1,500/month
Per person (family of 6)CFA 1,000/month
Annual (save 2 months)CFA 60,000/year
Pay with
Subscribe to the Family Plan →Who's covered
- 2 adults + up to 4 dependants
- Add elders for +20% per person
- Diaspora can pay from abroad
Consultations
- Unlimited GP video & chat
- 4 specialist referrals / year
- 24/7 nurse triage line
Prescriptions
- E-prescriptions to nearby pharmacies
- 20% off chronic medication
- Verified against counterfeits
Labs & diagnostics
- 2 routine lab panels / adult / year
- Home sample collection in Cotonou
- Results in your health passport
Chronic care
- Diabetes, hypertension, asthma plans
- Monthly check-ins with your doctor
- Medication refill reminders
Support
- In Français & Fon
- Same-day reply, 7 days a week
- Regulated by ONMB-verified physicians · ARS partner network
Not covered: hospital admission, surgery, dental & optical (available as add-ons). Prices shown in local currency; diaspora payers see the converted amount in USD, GBP or EUR at checkout.
Family vs Individual · Benin Republic
Side-by-side: which plan fits you?
Both plans are billed locally in CFA. The Family plan is roughly half the per-person cost of two Individual plans, with deeper limits across the board.
| Feature | Individual plan CFA 2,700/ month | Family planBEST VALUE CFA 6,000/month |
|---|---|---|
| Who's covered | 1 adult | 2 adults + up to 4 dependants |
| Add elders (65+) | Not available | +20% per elder |
| Diaspora payment | Yes | Yes — split across payers |
| GP video & chat consults | Unlimited | Unlimited for all members |
| Specialist referrals / year | 2 per adult | 4 per adult |
| Lab panels / year | 1 per adult | 2 per adult (30% off extras) |
| Nurse triage by chat | 24/7 | 24/7 |
| E-prescriptions | Included | Included for all members |
| Chronic care add-on | +15% per condition | +10% per condition |
| Health passport | 1 record | Linked records for the household |
| Annual price (save 2 months) | CFA 27,000/year | CFA 60,000/year |
| Per-person cost (family of 4) | — | CFA 1,500/month |
Individual pricing shown is indicative and scales from the Family plan in Benin Republic. Both plans exclude hospital admission, surgery, dental and optical (available as add-ons).
Family scenarios · Benin Republic
See exactly who's covered, and what each person pays.
Base plan covers 2 adults + up to 4 dependants. Each elder (65+) adds 20% of the base price. Per-person numbers are the total monthly price split evenly.
Couple
Just the two of us
CFA 6,000/month
total / month
- 2 adults (you + partner)
Per person (2)CFA 3,000/monthAnnual (save 2 months)CFA 60,000/year
Young family
2 adults + 2 kids
CFA 6,000/month
total / month
- 2 adults (you + partner)
- 2 children as dependants
Per person (4)CFA 1,500/monthAnnual (save 2 months)CFA 60,000/year
Big family
2 adults + 4 kids
CFA 6,000/month
total / month
- 2 adults (you + partner)
- 4 children as dependants
Per person (6)CFA 1,000/monthAnnual (save 2 months)CFA 60,000/year
Multigenerational
2 adults + 2 kids + 1 elder
CFA 7,200/month
total / month
- 2 adults (you + partner)
- 2 children as dependants
- 1 elder (65+, +20% each)
Per person (5)CFA 1,440/monthElder uplift+20%Annual (save 2 months)CFA 72,000/year
Caring for parents
2 adults + 2 elders
CFA 8,400/month
total / month
- 2 adults (you + partner)
- 2 elders (65+, +20% each)
Per person (4)CFA 2,100/monthElder uplift+40%Annual (save 2 months)CFA 84,000/year
Single parent
1 adult + 3 kids
CFA 6,000/month
total / month
- 1 adult (you)
- 3 children as dependants
Per person (4)CFA 1,500/monthAnnual (save 2 months)CFA 60,000/year
Dependants = your children, siblings under 21, or full-time students. Elders = parents or in-laws aged 65+. Diaspora payers can sponsor any scenario from abroad — they see the converted total in USD, GBP or EUR at checkout.
Plan limits & fair use · Benin Republic
Exactly what counts, and what doesn't.
Per adult, per calendar year, unless noted. Limits reset on 1 January. Excess usage is billed at the overage rate — no surprise denials.
| Service | Included | What counts | What doesn't | Overage |
|---|---|---|---|---|
GP consultations | Unlimited video & chat | Same-day GP video, follow-ups within 7 days, chat with your assigned GP | Home visits, in-person clinic visits, second opinions from outside our panel | — |
Specialist referrals | 4 per adult / year | Cardiology, dermatology, gynaecology, paediatrics, endocrinology, psychiatry video calls | Sub-specialists requiring imaging on-site, surgical consults (use Surgery add-on) | 5,000 / extra visit |
Lab panels | 2 routine panels / adult / year | FBC, lipid profile, fasting glucose, HbA1c, urinalysis, LFT, RFT — collected at home or partner lab | Genetic testing, fertility hormone panels, imaging (X-ray/CT/MRI), histopathology | Discounted at 30% off list |
Nurse triage line | 24/7, unlimited | Symptom assessment, medication questions, urgent escalation to a doctor or ambulance | Mental-health crisis line (separate hotline), prescriptions (handled by GP) | — |
E-prescriptions | Unlimited, sent to nearby pharmacies | All GP-issued prescriptions, repeat refills, chronic-care medications (20% off) | Controlled substances requiring in-person review, off-label imports | — |
Chronic care plan | 1 active condition included; +1 free for elders | Diabetes, hypertension, asthma, thyroid: monthly check-ins, refill reminders, lab discounts | Cancer treatment, dialysis, post-transplant care (referred to partner hospital) | Add condition: +10% premium |
Fair use: we may pause non-urgent video calls if a single member books more than 30 GP consults in 30 days, while keeping urgent triage and chronic-care visits available. Overage rates are charged in CFA.
Add-ons · Benin Republic
Extend your cover, Ã la carte.
Stack any add-on on top of the family plan. Prices in CFA. Cancel monthly. Pre-existing conditions disclosed at sign-up.
Hospital
Hospital admission cover
CFA 3,600/month
per family · billed monthly
Cash payout per night plus direct settlement at partner hospitals.
- Up to 30 nights per person, per year
- Private ward at partner hospitals
- Pre- and post-admission consults included
Eligible: Family plan members aged 0–70Waiting period: 30 days for illness · none for accidents
Surgery
Surgery & operations
CFA 7,200/month
per family · billed monthly
Day-case and inpatient surgical procedures with surgeon's fees included.
- Annual cap up to 50× monthly family premium
- Surgeon, anaesthetist & theatre fees
- Second opinion before any planned surgery
Eligible: Family plan members aged 0–65Waiting period: 90 days for elective · none for emergencies
Dental
Dental care
CFA 1,500/month
per person · billed monthly
Routine cleanings, fillings, and a yearly allowance for major work.
- 2 cleanings & check-ups per year
- Fillings, extractions, X-rays covered
- 50% off crowns, root canals & dentures
Eligible: Anyone on the family plan, all agesWaiting period: 60 days for major work
Optical
Optical & vision
CFA 1,080/month
per person · billed monthly
Eye exams plus an annual allowance for frames, lenses, or contacts.
- 1 eye exam per year
- Frames + lenses allowance every 24 months
- 20% off LASIK at partner clinics
Eligible: Anyone on the family plan, all ages
Claims processed by partner insurers regulated by the ONMB-verified physicians · ARS partner network. Indicative pricing — final premium depends on age, household size, and disclosures.
Suggested doctors in Benin Republic
Specialists who care.
4.9
Cardiologist
Dr. Marius Hounkpatin
Cotonou, Cadjèhoun
Français · Fon
Consultation
CFA 25,000
4.9
Médecin généraliste
Dr. Sèdjro Adjovi
Porto-Novo, Centre
Français · Yoruba
Consultation
CFA 12,000
4.8
Pédiatre
Dr. Bénédicte Aïkpé
Parakou, Albarika
Français · Bariba
Consultation
CFA 16,000